Assistant Manager Credit Structuring Full-time Job

Key Responsibilities:

Liaise with the RMs to ensure that complete and appropriate documentation is taken from the customer in order to process the facility proposals.

Review the documentation submit by the RM and provide feedback on the same.

Review the information submitted by the RM on the customer’s profile, transaction details, call report and net worth and provide feedback on the same to the RM.

Liaise with the EI CRAD team for the SLG approval.

Generate the AECB and CBRB reports.

Prepare the customer rating as per internal rating model.

Prepare and structure high quality proposals in line with Bank’s polices and regulations.

Respond to any queries raised by the credit underwriting team

Liaise with the Credit Administration for document generation and review the same.

Be first point of contact for review of the signed documents submitted by customer/RM.

Submit the documents with Credit Administration and follow up for limit loading.

Coordinate with the RM and Trade Finance Team for the disbursal of the facility

Handle Average of 15 new Applications monthly

Keep track of the Facility/Financing renewal dates and coordinate with the RMs/Disbursement team for timely renewal of the facility

Ensure that all Lombard/Real Estate financing customers are being monitored properly in the system and there is appropriate mapping between the customer facilities and the collaterals provided.

Keep track of due payments of the customers and liaise with the RMs to ensure that the account doesn’t go into past due.

Ensure facility renewals are made on time and there are no limit excesses

Follow up with the RMs on any document deferrals and timely documentation requirements for facilities.

Review the daily risk reports and ensure that Margin and liquidation calls are monitored and acted upon

Knowledge & Experience:

· Bachelors’ Degree or Post Graduate or Professional Certification

· Relevant experience in related/similar job ideally in UAE in banking industry

· Strong Knowledge in banking products and services primary related to credit and financing

· Knowledge in Banking operations and regulatory policies

· Excellent oral and written English communication skills

· Client relationship management

· Analytical thinking

· Sales results focused

· Business and customer oriented

Emirates Islamic was launched in 2004 to deliver the highest standards of banking services in line with the highest standards of Shari'a principles. Offering a broad range of products designed for individuals and small businesses as well as large corporations, Emirates Islamic is the right choice for those looking for excellence in managing their finances.
Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.