Sr./ Specialist Credit Analysis Full-time Job

Key Accountabilities

Perform credit evaluation for a portfolio of customers across the company, covering Asia North, Asia South and Middle East Africa & Europe.

Implement and maintain global credit management framework with adherence to credit management procedure and regulatory requirements.

Support business strategies and growth through business partnering with sales, marketing, customer service and other functions.

Balance credit risk and business opportunities through effective risk mitigation strategies and close collaboration with key stakeholders.

Contribute to cross function credit risk management projects to enhance and streamline credit processes.

This position is based in Singapore.

Credit Analysis

Perform credit review of customers based on the analysis of financial statement, country risk, credit agency reports, payment experience, risk and opportunity, economic and industry outlook.

Ensure credit limit approvals obtained as per Delegation of Authority.

Ensure credit reviews are carried out timely prior to credit limit expiry.

Mitigate credit risk through various collateral strategies (Bank Guarantee, Standby Letter of Credit, Insurance or other means of risk mitigation) and ensure validity and enforceability of the collaterals.

Monitor the credit risk of customer proactively and collaborate with business to take appropriate course of actions to manage credit risk exposure.

Monitor and assess the business outlook and market trends and engage key stakeholders where there are potential credit risk implications to the business.

Manage credit insurance policy through credit limit applications and ensure decisions are duly approved and updated in the system.

We are one of the world's leading energy producers, and a primary catalyst for Abu Dhabis growth and diversification.
We operate across the entire hydrocarbon value chain, through a network of fully-integrated businesses, with interests that range from exploration, production, storage, refining and distribution, to the development of a wide-range of petrochemical products.
Since 1971, we have created thousands of jobs, driven the growth of a diverse knowledge-based economy, and played a key role in Abu Dhabis global emergence.
Today, we continue to look for new and innovative ways to maximize the value of our resources, pioneering those approaches and technologies that will ensure we are able to meet the demands of an ever-changing energy market, and continue to have a positive impact on the Abu Dhabi economy for generations to come.