Senior Product Manager Full-time Job

Responsibilities:

Financials:

Generating client leads to finance a real estate property.

Counseling customer on market conditions, rates, prices, and mortgages.

Developing a competitive market price by comparing other competitive banks.

Creating lists for real estate sale properties, with information location, features, square footage, etc.

Building customer case, with all required documents as per ADIB TM/RAC.

Finalize deals with customer for signing facility offer letter, mortgage contract and other related documents.

Facilitating negotiations between buyers and sellers.

Reviewing purchase contracts to ensure terms are met.

Promoting properties with ads, listings, and open houses.

Preparing loyalty contracts, purchase agreements, rental agreements, deeds, and other documents for each real estate transaction.

Maintaining your real estate license and knowledge.

Products:

Manage and prepare products (design, development, and enhancement) to ensure that products are in line with the market needs. Takes the lead in product innovation and marketing.

To develop and effectively cascade the bank’s management strategy into Home Finance Department strategy and effectively translate it into business plans, products strategic initiatives, marketing, and business development steps to ensure vertical alignment and horizontal integration with other interfacing functional strategies.

Maintain product/credit programs and manuals up to date with necessary procedures and approvals. This document should cover all aspects of the product such as strategic partnerships, product description, sales channels distribution, third parties’ agreements, lists of current business partners, org charts, financials, special product memos, etc.

Updating the product pricing document periodically reflecting market competitive position, variation of cost of funds and any other regulatory effects.

Maintaining a practical form of products’ term sheets that can be used internally and externally with business partners.

Follow up on internal and Sharia audit point and maintaining a log of closed and opened items.

Nvestment arm, the bank works to promote financial literacy and entrepreneurship programs, which target local talent and aspiring entrepreneurs around the world, including the UAE. In this context, the bank had forged successful partnerships with top academic institutions such as Higher Colleges of Technology, the University of Dubai, Abu Dhabi University, Sharjah Women's College, Ittihad University and Emirates Institute of Banking and Financial Studies in the past 15 years to help develop local banking talent. Most recently, Citi Foundation has partnered with Amideast, Education for Employment (EfE), Injaz Al-Arab. As part of its commitment to the Paralympic Movement globally and within the UAE, Citi sponsored the 2019 World Para Athletics Championships in Dubai.In 2020 Citi UAE contributed 50,000 USD to UAE 10 million meals initiative from The MBR Humanitarian and Charity Establishment .The charity will use the funds to provide 20, 000 meals to communities affected by COVID-19 outbreak in the UAE, as part of the biggest food drive in the country. 10 million meals campaign enables institutions to make in kind and financial donations towards providing meals to low income families throughout the month of Ramadan