Director Commercial Real Estate Full-time Job

Core Responsibilities:

To manage the business of the assigned team through the designated Coverage team and their Performance.

The jobholder is partnering the Real Estate department in service delivery and is expected to work independently in many respects to grow revenue for the Bank while managing the risk in the portfolio. Hence, the jobholder will need to develop his/her credit skills and develop a good understanding of acceptable risk / reward parameters for customers in the portfolio and will be empowered with certain authority in handling exceptions and resolving customer service issues.

As he/she will handle customer inquiries and service related issues proactively so as to release resources to better focus on cross selling other complex products.

The jobholder must have good customer and corporate product knowledge, effective problem solving and interpersonal skills in order to satisfy customer, meet performance targets and work effectively with various parties to achieve results.

Maintain a level of zero expiry for all assigned.

Achieve the annual target for performing loans assigned by Senior Management.

Cross sell GFM, GTB products and all other relevant products to benefit the customer

NPL to be maintained below 4%. Credit Review / Renewal to be conducted timely.

Satisfactory Audit report

Deliver superior customer service by acting as a client service manager to proactively help customers resolve problems and facilitating other

Enhance credit analysis skills

Ensure that all internal processes for existing portfolio are met in line with Bank’s policies & procedures.

Adhere to procedures and processes in documentation of call reports, KYC & all operational matters. Turn around new to bank proposals as per agreed SLA.

Specific Accountabilities

Sound knowledge of appraisals, financial modelling and legal/regulatory environments.

Ability to communicate both verbally and in written presentation.

Ability to manage people and to work under pressure.

Capable to organize the work load and meet deadlines

Knowledge of interpretation and appraisal of financial statements/feasibility reports

Functions within the framework and boundaries of Group policies as well as overall organisational and governance frameworks.

Authorised to take decisions as per the approved authorisation matrix

Qualifications

Finance / Business related Bachelors / Master’s degree, professional qualification in accounting will be an advantage.

English /Arabic language knowledge is preferable

FAB, the UAEs largest bank and one of the worlds largest financial institutions offers a an extensive range of tailor-made solutions, and products and services, to provide a customised banking experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises.
Headquartered in Abu Dhabi, in Khalifa Business Park, the banks international network spans over 19 countries, across the world, providing the global relationships, expertise and financial strength to support local, regional and international businesses seeking to do business at home and abroad. In line with its commitment to put customers first, to Grow Stronger, FAB will continually invest in people and technology to create the most customer-friendly banking experience and will support the growth ambitions of its stakeholders across the global network in which the bank operates.
To empower its customers and clients to Grow Stronger, FAB is initiating a powerful movement, which goes beyond banking. The Grow Stronger movement represents the banks promise to support its stakeholders goals and growth ambitions, providing ideas, tools and expertise to help them become stronger, today and in the future. Through a strong, diversified balance sheet, leading efficiency and a solid corporate governance structure in place, FAB is set to drive growth forward.