Credit Risk Analyst Full-time Job

Key Responsibilities:

Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners

Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

Travel (less than 10%)

Knowledge/Experience:

Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues

Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation

Displays basic industry research capabilities, including risk and key drivers

Basic understanding of Credit Policy and procedures; proactively refers to resources as needed

Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly

Skills/Competencies:

Assists colleagues in identifying stretch opportunities to elevate individual and team performance

Proven culture carrier

Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Microsoft Office (Word, Excel, and PowerPoint) skills

Qualifications:

BA/BSc or higher degree in Business (MBA), or any other related subject

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank an institution connecting millions of people across hundreds of countries and cities.