Assistant Manager Credit & Structuring Full-time Job

2 weeks ago   Others   Dubai   22 views Reference: 34111
Job Details

Role and Responsibilities:

Submission of Fresh Lombard Financing Proposals:

Liaise with the RMs to ensure that complete and appropriate documentation is taken from the customer in order to process the facility proposals

Review the documentation submit by the RM and provide feedback on the same

Review the information submitted by the RM on the customer’s profile, transaction details, call report and net worth and provide feedback on the same to the RM

Liaise with the Credit Administration team for the SLG approval

Generate the AECB and CBRB reports

Prepare the customer rating as per internal rating model

Prepare and structure high quality proposals in line with Bank’s polices and regulations.

Submit the proposal to the WM credit and answer queries if any

Liaise with the Credit Administration for document generation and review the same

Be first point of contact for review of the signed documents submitted by customer/RM

Submit the documents with Credit Administration and follow up for limit loading

Coordinate with the RM and respective team for the disbursal of the facility

Handle Average of 10 new Applications monthly . \

Renewal of Murabaha:

Keep track of the Murabaha renewal dates and coordinate with the RMs for timely renewal of the facility

Coordinate with internal team for the settlement of the previous deals and book a new one

Average of 10 Renewal monthly ( including semi and quarterly deals renewal )

Risk governance and control

Ensure that all Lombard financing customers are being monitored properly in the system and there is appropriate mapping between the customer facilities and the collaterals provided

Keep track of due payments of the customers and liaise with the RMs to ensure that the account doesn’t go into past due

Ensure facility renewals are made on time and there are no limit excesses

Follow up with the RMs on any document deferrals and timely documentation requirements for Ijara cases

Review the daily risk reports and ensure that Margin and liquidation calls are monitored and acted upon

Handle all queries from risk monitoring and control department

Company Description
Emirates Islamic was launched in 2004 to deliver the highest standards of banking services in line with the highest standards of Shari'a principles. Offering a broad range of products designed for individuals and small businesses as well as large corporations, Emirates Islamic is the right choice for those looking for excellence in managing their finances.
Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.